The price of housing acumula un ajuste del 40% Since reaching highs in 2007. In this exercise, Sociedad de Tasación, one of the two largest appraiser market, estimated that they were needed 14 years of salary to buy a standard housing. That figure was falling slowly, en paralelo al desplome del real estate market to add 7,7 years in 2012. At that level it has been for four years in a row, largely by the devaluation on wages, that has eroded the purchasing power of those who are interested in buying property.
The impact of the fall in the price of housing and wage devaluation has not been equal in all the autonomous communities. This follows new indicator introduced yesterday this company, que estudia la capacidad para comprar una casa estandar a través de un mortgage loan to 30 years old, with ainterest rate of the 2,13%, provided you have paid a 20% as input and the resulting fee not to exceed one third of net income.
The indicator shows an average of 96 points when the base is located in 100 points, which means there is still a gap of four points between real wages and required to access this housing theorists. The autonomous balance reflects that there are nine regions where access is possible (Castilla - La Mancha, Murcia, Extremadura, Valencia, La Rioja, Aragon, Asturias, Castilla y León and Andalusia), Since the indicator is located on top of 100, While there are other seven (Balearic Islands, Madrid, Basque country, Navarra, Cantabria, Catalonia and the Canary Islands), that potential buyers don't have access. Those who leave worse stand in this new statistics are those who reside in the Balearic Islands, Madrid and Basque country, with 46, 77 and 79 points, far from the average.
The main reason is that the effort must be made to buy an apartment is significantly higher than the average of (7,8 years of full salary), well because prices are higher or lower salaries. They are needed in the Balearic Islands 16,2 years old, While in Madrid comes to the 9,4 years and in the Basque country to the 9,3 years old.
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http://www.cincodias.com/cincodias/2016/02/09/economia/1455027465_103995.html